Total Merchant Services partners with ROAMpay



Founded in 1996, Colorado-based Total Merchant Services (TMS) is one of the fastest growing credit card merchant account acquirers in the nation. TMS has quickly become a leader in the merchant bankcard business by providing innovative and cost-effective solutions to merchants like you who need to accept credit cards for the payment of their goods and services. By choosing TMS as your merchant account provider, you'll be joining with a company that provides:


  • The ability to accept all major card brands including debit
  • Low rates and fees
  • A Dedicated Account Manager/Merchant Consultant
  • Free Terminal Placement Programs (No rental or lease fees!)
  • 24/7 Tech Support
  • Experienced Local Customer Service
  • Online Account Access
  • No Setup Costs
  • Fast and reliable funding to your bank account
  • Free Gift Card Programs
  • Check Guarantee/Conversion Programs


Over the past five years, Total Merchant Services has run one the most successful free wireless terminal placement programs in the United States with their Nurit 8000 GPRS terminal. TMS is now providing merchants with both free Nurit 8000 GPRS terminals, and the ROAM Data Card Swipe Devices.
"ROAM’s turn-key mobile solution helps its partner MSPs compete on a more level playing field against merchant service providers like Square that have developed its own unencrypted reader solution. Unlike Square’s reader however, ROAMswipe fully encrypts cardholder data before it gets to the phone to prevent skimming (capturing track data on the phone to be replicated for fraudulent use). It is the world’s first encrypted audio-coupled reader with patent pending technology that allows the reader to be more secure, have much better read rates, and cover more phones."

ROAMpay Service Fees – At $10/month, TMS has created a price point that makes mobile phone processing cost-effective for any merchant. They are making it a “no brainer” for anyone that occasionally needs to accept payment using a mobile phone. With their ROAMpay solution, it is also only $5/month to add the service to a standard TMS merchant account and for additional mobile phones to be connected to the service (with no activation fee, and no additional per item fee for transactions).

TMS Processing Fees – The TMS-ROAMpay fee structure is one of the most competitive in the industry, with a Swiped Qualified Rate of only 1.69% + $0.25 per transaction, and with a standard TMS Retail Merchant Account you can get rates as low as 1.29% + $0.18 per transaction. Along with their competitive fee structure the TMS-ROAMpay solution offers no annual fee, no long term contract, and no cancellation fee!

FREE Card Swipe Readers – The first card swipe reader for each merchant account is free! And, TMS is subsidizing the cost of additional card swipe devices, with a price of $19.95/each.

FREE App Download – When setting up a smart phone, a merchant will need to purchase and download the ROAMpay application (iPhone = $2.99, Android = $2.99, and Verizon BREW = $4.49). TMS will reimburse the merchant directly for this expense. Within a few days of activating their account, TMS will send all merchants utilizing a “smart” phone a reimbursement payment by ACH for this cost. TMS is doing this to make sure every merchant is able to get setup for absolutely no upfront cost.

Nearly 200,000 businesses nationwide currently trust Total Merchant Services with their credit card processing, and as a dedicated TMS Account Manager/Merchant Consultant I am confident that no one will work harder for you, provide you with a higher level of customer service, or a better processing program.

If you would like to learn more about Total Merchant Services visit www.norcaltms.com or contact me directly at:

Chris Perrine
Phone: 916-966-5364
Email: chris@norcaltms.com

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